Economics Point of View

A young and pretty lady posted this on a popular forum:
Title: What should I do to marry a rich guy?

I’m going to be honest of what I’m going to say here.
I’m 25 this year.I’m very pretty, have style and good taste.
I wish to marry a guy with $500k annual salary or above.
You might say that I’m greedy, but an annual salary of $1M
is considered only as middle class in New York.

My requirementis not high. Is there anyone in this forum who
has an income of $500k annual salary? Are you all married?
I wanted to ask: what should I do to marry rich persons like
you? Among those I’ve dated, the richest is $250k annual income,
and it seemsthat this is my upper limit.If someone is going to
move into high cost residential area on the west of New York
City Garden, $250k annual income is not enough.

I’m here humbly to ask a few questions:
1)Where do most rich bachelors hang out?
(Please list down the names and addresses of bars, restaurant, gym)
2)Which age group should I target?
3)Why most wives of the riches is only average-looking? I’ve met
a few girls who doesn’t have looks and are not interesting,
but they are able to marry rich guys
4)How do you decide who can be your wife, and who can only be your
girlfriend? (my target now is to get married)

Signed Ms. Pretty

Here’s a reply from a Wall Street Financial guy:

Dear Ms. Pretty,

I have read your post with great interest. Guess there are
lots of girlsout there who have similar questions like yours.
Please allow me to analyzeyour situation as a professional
investor.My annual income is more than $500k, which meets
your requirement, so I hope everyone believes that I’m not
wasting time here.

From the standpoint of a business person, it is a bad decision
to marry you. The answer is very simple, so let me explain.Put
the details aside, what you’re trying to do is an exchange of
“beauty” and “money”: Person A provides beauty, and Person B
pays for it,fair and square.

However, there’s a deadly problem here, your beauty will fade,
but my money will not be gone without any good reason. The fact
is, my income might increase from year to year, but you can’t
be prettier year after year. Hence from the viewpoint
of economics, I am an appreciation asset, and you are a
depreciation asset. It’s not just normal depreciation,
but exponential depreciation. If that is your only asset,
your value will be much worried 10 years later.

By the "terms" we use in Wall Street, every trading has a
position, dating with you is also a “trading position”.
If the trade value dropped we will sell it and it is not
a good idea to keep it for long term – same goes with the
marriage that you wanted. It might be cruel to say this,
but in order to make a wiser decision any assets with great
depreciation value will be sold or “leased”.

Anyone with over $500k annual income is not a fool; we would
only date you, but will not marry you. I would advice that you
forget looking for any clues to marry a rich guy. And by the
way, you could make yourself to become a rich person with $500k
annual income. This has better chance than finding a rich fool.

Hope this reply helps. If you are interested in “leasing”
services, do contact me

signed, J.P. Morgan